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Protection Royale

*The Protection Royale is available in Quebec only.   

Mission

Protection Royale is a unique insurance program* designed to support clients who are transacting in residential real estate through a participating Royal LePage broker.

For all questions regarding the program or to join, please contact:

Octave Assurances Inc.
Phone: 1(877) 882-7896
protectionroyale@octaveassurances.com

The benefits for you:

  • It sets you apart from the competition, since no other brand offers such a complete product at no cost to the client.
  • Outstanding prospecting tool.
  • Excellent for engaging FSBOs.
  • A great way to justify your compensation rate.
  • You only pay the premium for eligible properties, and only once the transaction has been notarized.

Cover Note

This document acts as a proof of insurance until the policy is provided to the client. The Royal LePage participating broker must distribute the cover note to his eligible client at the time of the transaction. The official insurance policy will be sent to the client during the month following the transaction closing date. 

Policy Sample

FAQ

Should you have any questions about Protection Royale’s new features launched in January 2024, read this FAQ document

Protection Royale and Neolegal are joining forces to offer you more!

In addition to the legal assistance available to all beneficiaries of Protection Royale, clients of Royal LePage participating brokers also have access to Neolegal’s services to initiate legal proceedings or defend themselves against the discovery of latent defects. As an added bonus, you no longer need to leave your home, thanks to a fully online service solution.

Legal services offered by Neolegal may include:

  • Legal support and assistance;
  • Drafting of notices of denunciation and formal notices;
  • Out-of-court negotiation;
  • Preparation for plea in Quebec small claims court. 

About Neolegal, law firm:

Neolegal is the first online legal platform operating anywhere in Quebec. Since 2017, Neolegal has been providing legal services quickly and easily through the use of technology.

Sellers’ protections:

  • Legal assistance service for 365 days starting at the transaction closure.
  • Up to $15,000 coverage for latent defects repairs.
  • Access to Neolegal’s services to initiate legal proceedings or defend themselves against the discovery of latent defects. 
  • Up to $15,000  coverage in additional expenses caused by delays or withdrawals during the transaction.
  • Up to $15,000 coverage for special co-ownership assessments .
  • Personalized support throughout the claim process.

Buyers’ protections:

  • Legal assistance service for 365 days starting at the transaction closure
  • Up to $5,000 coverage for latent defects repairs.
  • Access to Neolegal’s services to initiate legal proceedings or defend themselves against the discovery of latent defects. 
  • Up to $15,000  coverage in additional expenses caused by delays or withdrawals during the transaction.
  • Up to $15,000 coverage for special co-ownership assessments 
  • Personalized support throughout the claim process.

Broker Guide

This is an overview of all aspects of the program, which includes information about the main competitive benefits of Protection Royale, coverages and conditions, as well as the claim process. We remind you that as a real estate broker, you should never advise your clients regarding their eligibility or insurance coverages they may or may not benefit from. 

Comparative Table – Home Protection Programs – Province of Quebec

This table includes the most recent information collected from the competition’s residential protection programs. For internal use only. (English version can be found in tab #2)

Last update: June 2021

Marketing tools

Protection Royale Logos 

Download (.zip)

Social media covers –  English | French

Buyer Presentation  – Download

Seller presentation – Download

Protection Royale Brochure 

Need new brochures? Contact Miromédia at 450 676-5454 to order.

Download Brochure – For Print | Web Version

Lawn sign riders (available in 24 or 32 in. format) – English | French

Participating Royal LePage brokers who have subscribed only to the sellers coverage should not be using this sign rider, as it could indicate to buying clients that they would be covered by the program when buying the property.

Website badges (for websites with darker backgrounds, use the version with white font)